Family Monthly Budget    For Year:
	Total Projected Cost	Total Actual Cost	Total Difference		Projected Monthly Income		Year-to-Date
					Income 1
					Income 2
	Projected Cost	Actual Cost	Difference		Extra income
Housing					Total monthly income
Mortgage or rent					Actual Monthly Income
Second mortgage or rent
Phone					Income 1
Electricity					Income 2
Gas					Extra income
Water and sewer					Total monthly income
Cable
Waste removal					Projected balance (Projected income minus expenses)
Maintenance or repairs
Supplies					Actual balance (Actual income minus expenses)
Other
Subtotals					Difference (Actual minus projected)
Transportation
Vehicle 1 payment
Vehicle 2 payment
Bus/taxi fare
Insurance
Licensing
Fuel
Maintenance						Projected Cost	Projected Cost	Difference
Other					Entertainment
Subtotals					Video/DVD
					CDs
Insurance					Movies
Home					Concerts
Health					Sporting events
Life					Live theater
Other					Other
Subtotals					Subtotals
Food					Loans
Groceries					Personal
Dining out					Student
Other					Credit card
Subtotals					Credit card
					Credit card
					Credit card
Children					Credit card
Medical					Credit card
Clothing					Other
School tuition					Subtotals
School supplies
Organization dues or fees					Taxes
Lunch money					Federal
Child care					State
Toys/games					Local
Other					Other
Subtotals					Subtotals
					Savings or Investments
					Retirement account
Pets					Investment account
Food					College
Medical					Other
Grooming					Subtotals
Toys
Other					Gifts and Donations
Subtotals					Charity 1
					Charity 2
Personal Care					Charity 3
Medical					Subtotals
Hair/nails
Clothing					Legal & Accounting
Dry cleaning					Attorney
Health club					Alimony
Organization dues or fees					CPA,Financial Planner
Other					Other
Subtotals					Subtotals